Free San Diego first-time homebuyer guidance
Buy a Home in San Diego With Less Cash Upfront
Compare 7+ programs offering up to $150,000 in down payment help, then choose one local professional to help you make it happen.
Free · No obligation · No credit check · No phone number required to start · Your information is never sold. An independent matching service connecting you with one licensed San Diego mortgage professional — not a lender, and not a government agency.
What would be most helpful today?
I'm exploring my options
Understand the buying process and get a clearer sense of what may be possible.
I need help with upfront costs
Explore programs that may help with your down payment or closing costs.
I'm a veteran or military buyer
Understand your VA loan benefits and San Diego buying options.
I'm ready for expert guidance
Choose one licensed local professional to contact.
Up to $150K
CalHFA Dream For All down payment assistance (program cap)
CalHFA
$1.08M
San Diego County FHA loan limit
HUD, 2026
As little as 3.5%
FHA down payment with qualifying credit
7+ programs
City, county, and state options
San Diego County
Already own a home in San Diego?
See how much equity you could tap to consolidate debt, fund a project, remove PMI, or lower your payment — free, with no credit check to start.
Run the numbers for your San Diego home purchase
Estimate your payment, buying range, and closing costs using local property taxes, Mello-Roos, and other San Diego costs. Free, with no account required.
Mortgage Calculator
Estimate your monthly payment, including property taxes, Mello-Roos, and HOA fees.
Affordability Calculator
See what home price may fit your income, debts, and available down payment.
Closing Cost Estimator
Get an itemized estimate of the expenses you may need to cover before closing.
Explore buying costs across San Diego
Compare typical home prices, local income estimates, and the assistance programs that may apply. Local costs like Mello-Roos, property taxes, and HOA fees change what a home truly costs — our guides break them down.
How it works
One inquiry. One professional. Your choice — never sold to a network of lenders.
Answer a few quick questions
Tell us your situation in about 60 seconds. No phone number required to start.
Pick one licensed local pro
You choose a single San Diego professional from our roster — your call, not ours.
Only they reach out
Your information goes to that one person. No spam, no bidding wars, no flood of calls.